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This room contains pieces drawn from my experiences at Health Decisions. It offers practical advice for anyone involved in managing group health plan expenses.
From the present, this room contains articles and reports by others that I wanted to share. Reasons for sharing will vary, so expect a potpourri.
This room provides reference points and norms I have observed or documented that can be used by persons trying to get their bearings in the often confusing world of group health.
This room contains my views on the future of the US health care system. My intent is not to convince anyone, but to broaden the discussion beyond the political debate that passes for health reform in America.
This room contains recordings and trasncripts of conversations I've had with interesting people I have had the privilege of meeting. Some are friends, some professional acquantances; all have interesting perspectives worth sharing.
From the past, this room contains some of the talks and articles I have done that I thought were worth sharing.

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The 5 Most Important Things an Effective Dependent Audit Should Include 

Thursday, October 25, 2012 4:47:00 PM Categories: Prior Presentations

This free webinar reveals those aspects of a dependent eligibility audit service that are most important for success. Judy Mardigian, CEO of Health Decisions, Inc., shares statistics, case studies, and anecdotes from the many dependent eligibility audits the company has done over the past 15 years.

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The Principles of Health Decisions, Inc. 

Thursday, October 18, 2012 10:26:00 AM Categories: Tools of the Trade
Si Nahra, President of Health Decisions, Inc. has three authentic Chinese scrolls hanging in his office. Each represents one of the principles of our organization. It's one way he reinforces the principles that have guided our business over... read more
 

Old Question, New Twist: Is Self-funding Right for Your Group Health Plan?  

Thursday, September 27, 2012 8:00:00 AM Categories: Prior Presentations

More and more employers are considering if self-funding is a good choice for their group health plan. This webinar explores why.

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Are you well informed about your company’s health benefits enrollment?  

Monday, August 27, 2012 11:26:00 AM Categories: News and Views

A recent article from Business Insurance reveals a lack of communication between employers and employees regarding health benefits. Although almost 50% of employers feel they explain changes in health benefits adequately, many employees claim they are not aware of these changes.

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Are You Ready to Manage Your Health Plan Costs? (Webinar) 

Monday, July 30, 2012 8:00:00 AM Categories: Prior Presentations
With or without federal health reform, self-funded health plans face a future of rising costs that need to be managed. Are you ready? This webinar takes you through the ten checkpoints that make sure you’re ready. How many checkpoints have you... read more
 

Group Health Brokers’ Future: Disintermediation or Re-intermediation  

Thursday, June 28, 2012 11:49:00 PM Categories: Prior Presentations

Disintermediation – the process of eliminating the “middle-man” – is sweeping across America’s group health market. What does this mean for the group health broker and the plans they represent?

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The Five Contrarian Couplets 

Wednesday, June 13, 2012 1:37:00 PM Categories: Health Reform
Health Reform Contrarian’s Credo AKA The Five Contrarian Couplets October 5, 2009 Contrarian Couplet #1: The US should adopt a single-payer, National Health Insurance (NHI) system. No one alive in 2010 will... read more
 

Percent of Claims Paid with No Contract Holder on File 

Wednesday, June 13, 2012 1:23:00 PM Categories: How Do You Compare?
Percent of Claims Paid with No Contract Holder on File October 27, 2009 No claim should be paid unless a contract holder (employee or retiree) exists. But, two-thirds of the plans we reviewed failed this most basic test. The... read more
 

Statement on Fiduciary Responsibilities 

Wednesday, June 13, 2012 1:20:00 PM Categories: Tools of the Trade
Statement on Fiduciary Responsibilities There are many positive reasons for conducting claim and enrollment audits with Health Decisions. Typically, the opportunity for economic return through recoveries receives the most attention. However,... read more
 

The Five Levers of Management Control for Your Health Plan 

Thursday, May 31, 2012 1:29:00 PM Categories: Prior Presentations

As every employer knows, health plan costs are one of their largest and fastest growing expenses. Like any business expense, health plan costs must be managed strategically and proactively. This webinar is for employers and their health plan fiduciaries, executives, managers, administrators, and their advisory teams. The presentation is structured around the "Five Levers of Management Control" that encompass all the health plan management options available to employers.

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