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For years we have been telling people that “discounts” are meaningless because the charges used to calculate those discounts are not valid or reliable measures of anything. Now, you don’t have to take our word for it. Medicare has proven it.
Private health insurance exchanges like this are sprouting up all over. Add in public exchanges, navigators and the rest and it gets more confusing. Plans will be well advised to communicate with their enrollees to get through all this in one piece.
As more employers hope to gain greater control of their group health costs, we are seeing a rise in employers choosing self-funded insurance plans, in particular those with administrative service-only policies.