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This room contains pieces drawn from my experiences at Health Decisions. It offers practical advice for anyone involved in managing group health plan expenses.
From the present, this room contains articles and reports by others that I wanted to share. Reasons for sharing will vary, so expect a potpourri.
This room provides reference points and norms I have observed or documented that can be used by persons trying to get their bearings in the often confusing world of group health.
This room contains my views on the future of the US health care system. My intent is not to convince anyone, but to broaden the discussion beyond the political debate that passes for health reform in America.
This room contains recordings and trasncripts of conversations I've had with interesting people I have had the privilege of meeting. Some are friends, some professional acquantances; all have interesting perspectives worth sharing.
From the past, this room contains some of the talks and articles I have done that I thought were worth sharing.

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Prudence Says...Get READY to Control Your Plan Data! 

Tuesday, February 20, 2018 3:44:00 PM Categories: Tools of the Trade
In our last video, Prudence explained the basics of the fiduciary plan year, breaking it down into three phases: Ready, Aim, and Fire! This week, she's back to discuss months 1-4 of the year, or, the "READY" phase. This phase primarily involves... read more

Prudence says: Happy New Year! 

Wednesday, December 27, 2017 3:17:00 PM Categories: Tools of the Trade
If you’re newer to Health Decisions, you may not yet have met Prudence. Prudence - the Prudent Person – is the star of a video series we launched last year to help educate plan fiduciaries and their advisors, brokers, and... read more

TPA Has Fiduciary Duty to Establish and Maintain Transparent Fee Arrangements - MyHealthGuide article 

Thursday, October 12, 2017 11:14:00 AM Categories: News and Views
This article in the latest MyHealthGuide Newsletter warns of hidden TPA fees. Hidden fees are more common and costly now than ever before. That growth is tied to PPO agreements that let payers and providers agree on how to spend plan money... read more

Prudence Discusses...The Fiduciary Year 

Monday, May 1, 2017 4:00:00 PM Categories: Tools of the Trade
We're excited to bring you the next video of our "Prudence Says" series. This time, "Prudence Discusses" the fiduciary plan year, splitting the year up into three parts (Ready...Aim...Fire!). There are responsibilities associated with each part... read more

Self-Insurance Bill Passes House Vote, Heads to Senate - MyHealthGuide Newsletter article 

Monday, April 10, 2017 10:26:00 AM Categories: News and Views
While not garnering the headlines of the “repeal-and-replace” debate, in his "MyHealthGuide” Newsletter Ernie Clevenger shares reporting on a significant development – bi-partisan Congressional action! The House passed a bill, (HR 1304) “The... read more

Prudence Says: Set Up Your Health Plan as a Separate Legal Entity! 

Tuesday, April 4, 2017 11:08:00 AM Categories: Tools of the Trade
Prudence is back with another video on self-funded health plans! This time, she's focusing on plans that are their own legal entity. It's something Prudence (and Health Decisions!) advises for your health plan. As a fiduciary or ABC team... read more

The Latest on Repeal and Replace: What It Means for Employers 

Wednesday, March 8, 2017 4:14:00 PM Categories: News and Views
The Republican controlled Congress announced yesterday that it has taken the first steps toward repealing the Affordable Care Act (ACA) and replacing it with the American Health Care Act (AHCA). There will be a lot of steps and a lot of time... read more

Prudence Says: Look Before You Leap! 

Tuesday, February 21, 2017 9:45:00 AM Categories: Tools of the Trade
Last month we launched the first episode of our "Prudence Says" series, where you got to meet Prudence, our prudent person who will be guiding plan fiduciaries and their ABC's (Advisors, Brokers, and Consultants) through the responsibilities of... read more

“Repeal and Replace” becomes “Repair with Delay” 

Thursday, February 9, 2017 1:58:00 PM Categories: Health Reform
It’s looking more and more likely that the Affordable Care Act – and its compliance requirements – aren’t going to be repealed any time soon. At a press conference at the end of January, House Speaker Paul Ryan said they planned to be “done with... read more

Prudence Says: Know your fiduciary responsibility! 

Thursday, January 26, 2017 10:13:00 AM Categories: Tools of the Trade

Health Decisions has launched a video series to help bridge that gap in shared, plan-focused training for fiduciaries and their ABC teams. We call it "Prudence Says."

... read more
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