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Private health insurance exchanges like this are sprouting up all over. Add in public exchanges, navigators and the rest and it gets more confusing. Plans will be well advised to communicate with their enrollees to get through all this in one piece.
Many companies with self-funded insurance plans hope to save money through cost-sharing. This webinar explains that these companies may not actually cut costs--and why this happens.
As more employers hope to gain greater control of their group health costs, we are seeing a rise in employers choosing self-funded insurance plans, in particular those with administrative service-only policies.
A new article from Business Insurance reports that more than 40% of employees in a private insurance exchange choose to purchase less expensive insurance plans over pricier options.