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This room contains pieces drawn from my experiences at Health Decisions. It offers practical advice for anyone involved in managing group health plan expenses.
From the present, this room contains articles and reports by others that I wanted to share. Reasons for sharing will vary, so expect a potpourri.
This room provides reference points and norms I have observed or documented that can be used by persons trying to get their bearings in the often confusing world of group health.
This room contains my views on the future of the US health care system. My intent is not to convince anyone, but to broaden the discussion beyond the political debate that passes for health reform in America.
This room contains recordings and trasncripts of conversations I've had with interesting people I have had the privilege of meeting. Some are friends, some professional acquantances; all have interesting perspectives worth sharing.
From the past, this room contains some of the talks and articles I have done that I thought were worth sharing.

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Communication in Private Health Insurance Exchanges 

Wednesday, April 17, 2013 5:10:00 PM Categories: News and Views

Private health insurance exchanges like this are sprouting up all over.  Add in public exchanges, navigators and the rest and it gets more confusing.  Plans will be well advised to communicate with their enrollees to get through all this in one piece. 

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Opportunities for Brokers and Consultants 

Monday, April 1, 2013 4:13:00 PM Categories: News and Views
Check out this article from Business Insurance. We’re working with the folks at Oceanus to spread the word about opportunities for brokers and consultants. read more
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Why Cost Sharing is Not Working 

Thursday, March 28, 2013 4:06:00 PM Categories: Prior Presentations

Many companies with self-funded insurance plans hope to save money through cost-sharing. This webinar explains that these companies may not actually cut costs--and why this happens.


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Self-funded Plans with Administrative Service-Only Policies Gaining Popularity  

Thursday, March 28, 2013 3:08:00 PM Categories: News and Views

As more employers hope to gain greater control of their group health costs, we are seeing a rise in employers choosing self-funded insurance plans, in particular those with administrative service-only policies. 

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Customizing Heath Coverage through “The Exchange” 

Tuesday, March 19, 2013 11:50:00 AM Categories: News and Views

new article from Business Insurance reports that more than 40% of employees in a private insurance exchange choose to purchase less expensive insurance plans over pricier options.

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The Loss of Fiduciary Control: How National Health Insurers are Reshaping Self-Funding 

Thursday, February 28, 2013 8:30:00 PM Categories: Prior Presentations
National insurers, while late entrants to self-funding, have dramatically altered the self-funded market. Each of the national insurers has very similar administrative policies. These policies make good business sense for the insurers. But... read more
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Top 10 Do’s and Don’ts of Data Warehousing 

Tuesday, January 29, 2013 8:30:00 PM Categories: Prior Presentations
Claims and enrollment data are a self-funded plan’s most important (and often most overlooked) asset. Do you know where your plan’s 2012 data are? They are warehoused somewhere. Whoever controls that warehouse controls your plan. In this... read more
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Union Trusts: Health Reform's Most Overlooked Winner?  

Tuesday, December 18, 2012 8:30:00 PM Categories: Prior Presentations
Every major reform has winners and losers. Obamacare is no exception. With all the talk about state health exchanges, new fees, and pay-or-play, the opportunity for union trusts to be big winners can be easily overlooked. This webinar presents... read more
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Year End Renewal: The Best Opportunity for Greater Control and Savings 

Tuesday, November 27, 2012 10:37:00 AM Categories: Prior Presentations
Plan year-end is the time when self-funded employers, trustees and fiduciaries can exert the most control and get the changes they want. All too often, however, this opportunity is missed entirely, ignored, or used by plan administrators to limit ... read more
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The 5 Most Important Things an Effective Dependent Audit Should Include 

Thursday, October 25, 2012 4:47:00 PM Categories: Prior Presentations

This free webinar reveals those aspects of a dependent eligibility audit service that are most important for success. Judy Mardigian, CEO of Health Decisions, Inc., shares statistics, case studies, and anecdotes from the many dependent eligibility audits the company has done over the past 15 years.

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