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This room contains pieces drawn from my experiences at Health Decisions. It offers practical advice for anyone involved in managing group health plan expenses.
From the present, this room contains articles and reports by others that I wanted to share. Reasons for sharing will vary, so expect a potpourri.
This room provides reference points and norms I have observed or documented that can be used by persons trying to get their bearings in the often confusing world of group health.
This room contains my views on the future of the US health care system. My intent is not to convince anyone, but to broaden the discussion beyond the political debate that passes for health reform in America.
This room contains recordings and trasncripts of conversations I've had with interesting people I have had the privilege of meeting. Some are friends, some professional acquantances; all have interesting perspectives worth sharing.
From the past, this room contains some of the talks and articles I have done that I thought were worth sharing.

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ACA: Boon and Bane for Brokers (Webinar) 

Wednesday, November 05, 2014 3:04:00 PM Categories: Prior Presentations
Some say the Affordable Care Act marginalizes the broker role. Others say ACA gives brokers new opportunities. Both are right. ACA elevates the broker advisory role. At the same time, it has introduced formidable new competitors. Ultimately, ... read more
 

Midsize employers lack confidence in ACA, benefit strategies - EBN article 

Monday, October 20, 2014 10:20:00 AM Categories: News and Views
The situation discussed in this Employee Benefit News article is very consistent with what we are seeing in ACA compliance self-assessments we are doing. Most employers are pleasantly surprised at how much of ACA they have done (and didn't know). ... read more
 

Notes from the Field: Employer Compliance - MI Health Answers article 

Thursday, October 16, 2014 2:30:00 PM Categories: News and Views
This article for MI Health Answers shows results from talking to various companies about what they're doing for ACA compliance. read more
 

Dependent eligibility audits growing in popularity to cut excessive costs - ebn article 

Wednesday, October 15, 2014 9:46:00 AM Categories: News and Views
Si commented on this Employee Benefit News article: After doing dependent audits for over 20 years, I can tell you that the "secret" to a successful audit is not how many people get removed but how high a response rate you get. Non-responses... read more
 

Open Enrollment Communications Must Move Beyond Status Quo - EBN article 

Thursday, October 09, 2014 4:56:00 PM Categories: News and Views
The author of this Employee Benefit Views article is right. Re-thinking open enrollment is long overdue. Actually, re-thinking all employee communications is long overdue. In addition to the new digital media, we have found two "old-fashioned"... read more
 

New ACA Cost Sharing Rules: Are Over and Under Payments Inevitable? (Webinar) 

Wednesday, September 24, 2014 11:04:00 AM Categories: Prior Presentations
The new cost sharing rules under the ACA will either help improve the most error-prone aspect of claim payment, or make a bad situation even worse. Which side will your plan fall on? That depends on how you handle these new cost sharing... read more
 

County Denied Tools to Trim Health Costs - Kaiser Health News article 

Monday, September 22, 2014 9:52:00 AM Categories: News and Views
This is the latest example of how employers (even large, public sector employers like Miami-Dade County) are being kept in the dark about what providers are actually getting paid (with public dollars, no less!). This “pay but don’t ask” approach... read more
 

2014 Employer Health Benefits Survey - Kaiser Family Foundation report 

Tuesday, September 16, 2014 9:31:00 AM Categories: News and Views
If you haven’t seen the latest annual health benefits survey from the Kaiser Foundation and the Health Research & Educational Trust, check it out here. There is lots of interesting information, and an historical perspective that is very... read more
 

How the ACA can Impact Your Taxes - MI Health Answers article 

Monday, September 15, 2014 9:59:00 AM Categories: News and Views
Very timely advice. ACA is a game changer for tax filings and communicating those filings to employees. This piece provides a useful starting point to plan for those changes. read more
 

First Steps to Take with ACA Reporting - HIX article 

Wednesday, September 10, 2014 2:18:00 PM Categories: News and Views
According to this recent Health Insurance Exchange article, the ACA reporting requirements are being defined. The time to prepare is now. Those who wait gain little and risk much. read more
 
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